Finance is a great way to spread the cost of your purchase. To make it easy we’ve teamed up with Deko whose smart technology lets you apply for and complete the loan application quickly either over the phone, in clinic or online with a member of the Karidis Clinic team.
Simply make your calculations by following the link below, check your eligibility, read through our FAQ’s to make sure you understand the offering then you will be fully prepared when you come to make your decision following your consultation regarding your desired procedure with Mr Alex Karidis. Our patient coordinators are here to guide you through the application and should you have any questions in advance please do not hesitate to call today on 0207 432 8727.
So, to help you understand and simplify what is affordable for you in an instant we have installed a FINANCE CALCULATOR so you can easily check the impact of various loan values, terms and interest rates on the total amount you need to pay and the monthly repayments. Click the Calculate Finance button to use our finance calculator.
Once you are happy with the outcome of your calculations and you feel you are fully eligible then fill out the form at the foot of this page to make your consultation appointment today.
The Deko finance quick application form made in clinic (or over the phone following your appointment) should take no more than a couple of minutes to complete and you’ll receive an instant decision within the hour (if not immediately).
You will only be considered for finance if you:
We offer a range of interest-free and interest bearing finance options to help you spread the cost of your purchase over 12, 24 or 36 months. The value of the loan needs to be over £1,500 and you can choose to pay a deposit from 10% or up to 50% of the value of the goods.
Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.
Once approved, Deko will let you know who the lender is and provide you with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.
Your first direct debit payment will be taken about a month after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you want to do this, you need to notify the lender.
A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.
Loretto Clinic LLP is authorised and regulated by the Financial Conduct Authority, registration number OC315820 and act as a credit intermediary.
Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/faq or visit www.dekopay.com.