When you’re considering a cosmetic surgery procedure, there’s a lot to think about – what you’re hoping to achieve, how you can manage the recovery period and, of course, the cost.

Finance is a great way to spread the cost of your procedure. To make it easy we’ve teamed up with Deko whose smart technology lets you apply for and complete the loan application quickly either over the phone, in clinic or online with a member of the Karidis Clinic team.

Simply make your calculations with our Finance Calculator below and check your eligibility, and then you will be fully prepared if you decide to proceed after your consultation with Mr Alex Karidis.

BOOK A CONSULTATION

After your consultation, the Deko finance quick application form can be filled out in clinic (or over the phone) and should take no more than a couple of minutes to complete and you’ll receive an instant decision within the hour (if not immediately).

Our patient coordinators are here to guide you through the application and should you have any questions in advance please do not hesitate to call today on 0207 432 8727.

Our payment plan options

We offer loans for cosmetic surgery from £1,500 and these can be spread across 12, 24, and 36-months with an interest of 9.9%. You can choose to pay a deposit from 10% or up to 50% of the value of the goods.

This ONLY covers the surgical fees and a separate hospital fee must be paid directly to the hospital. Our patient coordinators can answer any questions you may have: contact us by telephone on 020 3811 5982 or email us at enquiries@karidis.co.uk.

Our finance calculator

Use the finance calculator below to see what options we could offer. Please provide a treatment price between 1,500 and 25,000, then enter the percentage deposit you have.




Option 1
Option 2
Option 3
Monthly Payments
Monthly Payments
Monthly Payments
Duration
Duration
Duration
Interest Rate
Interest Rate
Interest Rate
Deposit
Deposit
Deposit
Cost of Credit
Cost of Credit
Cost of Credit
Total Payable
Total Payable
Total Payable

Check your eligibility

You will only be considered for finance if you:

  • Are at least 18 years old
  • Are in paid employment or have a regular income (minimum 16 hours per week or £6,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
  • Are a permanent UK resident and have lived in the UK for at least 3 years
  • Have a UK bank account capable of accepting Direct Debits
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
  • Provide an email address so your documentation can be emailed to you

Finance decision

Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.

Once approved, Deko will let you know who the lender is and provide you with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.

In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance, it could be for a variety of reasons and the lender will be able to give you more information.

Repaying the loan

Your first direct debit payment will be taken about a month after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.

Cancellation

There is a 14-day cooling-off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, please contact us (your retailer) directly. We can cancel the application on your behalf. There is no need to contact Deko or your lender.

A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.

For any other questions, contact us by telephone on 020 3811 5982 or email us at enquiries@karidis.co.uk.